Franklin D. Hayes Attorney At Law  Lawyer  Douglas, GA

Serving Over 48 Counties In Georgia's Middle And Southern Districts

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Bankruptcy: Is It Your Best Option?

Get Bankruptcy Help For Chapter 7 And Chapter 13

Bankruptcy is not to be taken lightly, but it might be necessary. Although it will have a big effect on your credit rating and borrowing ability, it might be the right route to take. However, you won't know for sure unless you talk to Franklin D. Hayes Attorney At Law in Douglas, GA.


A majority of our practice involves Chapter 7 and Chapter 13. We can stop creditor harassment, end wage garnishment, settle tax levies, and stop repossessions and foreclosures. Our vast experience in bankruptcy ensures you get the protection you need when you need it.

We are a debt relief agency

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. If you think you might benefit from bankruptcy protection, contact us immediately.

Why Hayes?

  • Experienced

  • In Douglas since 1992

  • FREE initial consultation

  • We know Georgia!

Get the experience of Franklin D. Hayes on your side

If you're facing trouble that involves workers' compensation, personal injury, or Social Security Disability, contact Franklin D. Hayes Attorney At Law.  With over 30 years of experience, you can count on Franklin D. Hayes for dedicated service.

Chapter 7 and Chapter 13 - what's the difference?

Chapter 7 allows you to quickly eliminate unsecured debts including medical bills, credit cards, and repossessions. You'll have the option to keep secured debts, including car and mortgage payments. However, many debtors choose to surrender cars and homes in order to eliminate their debt.


Under Chapter 13, you can force creditors into a consolidation plan which will reduce or eliminate the principal of most debts. Plans usually range from 36 to 60 months and allow you to take control of your finances and reduce payments to affordable levels.  Contact us for a FREE consultation.

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